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Refer a Member

Share benefits of Freedom with your friends and family. Freedom wants to incent you to refer a member. That's right, Freedom will pay you a cash incentive for referring a new member as described in the table below.

How it Works

To make a referral, just be sure that your friend or family member lives, works, worships, volunteers or goes to school in Bucks, Chester, Delaware, Montgomery, or Philadelphia County. They will need to include the promotional code R9 and your name when asked for the referring Member information.

Incentives (One per new member) New Member receives Referring Member receives
New member joins FCU opens Savings Account $25 $25
New member joins FCU opens Savings, Checking, eStatements, and Check Card $50 $50
New member joins FCU opens Savings, Checking, eStatements, Check Card, and Direct Deposit $100 $100

New Accounts can be opened right away online. Click here to apply.

Thank you for helping us grow, our members are our best advocates and we appreciate your business and support.

1Limited time offer. Promotion Code R9 and referring Member information must be provided during the application process, retroactive referrals will not be eligible. Maximum incentive is $100 per New Member/Referring Member relationship. The incentive is only for new member accounts, not new accounts for existing members or joint members and is based on account openings, not applications. Each person can only be a new Member once. A Joint Savings Account Owner age 18 or older is required for Members under 12. For a checking account and check card all parties on the account must be 16 or older. If criteria is met and the referring member is in good standing, Referring and New Members’ Primary Savings Accounts will each receive the $25 or $50 incentive by the 25th of the following month after the new Primary Savings Account is opened, the second $50 for Direct Deposit will be deposited once the Direct Deposit has been processed and verified. The incentive will be a taxable dividend on the 1099 Form we will send you in January. Payment of taxes on incentive will be the responsibility of the recipient. Offer is subject to change without notice and cannot be combined with any other offer. Visit for complete details.