Federally insured by NCUA
*APR = Annual Percentage Rate. Balance transfers/cash advances/purchases during the promotional period (6 months from the date the card is opened) will be eligible for the .99% APR. Balance Transfers will receive 5% cash back. Balance Transfer must be at least $500 and made within 60 days from the date the card is opened. Total amount of balance transfers during this period cannot exceed your credit limit. Balance transfers are subject to finance charges from the date they are posted to your account. Member is responsible for completing the balance transfer. Balance must remain through first billing cycle. 5% Cash Back reward will be applied by the 5th business day of the following month. All purchases made from November 1, 2018 through January 31, 2019 with the Cash Back card will receive 5% cash back deposited into the primary savings account at the credit union by the 5th business day of the following month. Purchases made after January 31, 2019 with the Cash Back card will receive 1% cash back deposited into the primary savings account at the credit union by the 5th business day of the following month. This offer is only available for new card applications during the promotional period. After the promotional period, the APR you receive on a Visa Cash Back card will be a variable rate that will be adjusted monthly and will be the sum of an index plus a margin. The Index will be based on the highest Prime Rate as published in the Money Rates section of the Wall Street Journal in effect on the day the introductory rate expires, and subsequently, 10 days prior to the first day of each calendar quarter of each year. The Index plus our Margin equals your Interest rate. Changes in the Index will cause changes in the Interest Rate. Your rate will not be less than 10.9% or greater than 17.9%. All rates accurate as of 11/1/18. The maximum credit card limit per Member is $30,000. The maximum unsecured debt per Member is $30,000. Offer subject to credit approval. Not everyone will qualify. You must be at least 18 years of age. Offer is available for a limited time, may be withdrawn at any time and is subject to change without notice.