Skip to content

Auto Loans

Save time and money with low rates and car buying services from Freedom Credit Union. 

It's time to get yourself a new set of wheels (even if those wheels have been slightly used). We offer pre-approvals for better bargaining power and refinancing for lower rates on existing loans. Both can save you money. Get started easily today with rates as low as 3.29% APR*.

Our in-house service ensures fast approvals and quick turnarounds. Don't get stuck at the car lot without your local credit union backing you up.


Benefits Of An Auto Loan From Freedom Credit Union

View our current rates.

Get Pre-Approved To Make Auto Financing Even Easier

Make Auto Shopping A Breeze

Our great rates aren't the only thing you'll like about financing your next vehicle with Freedom Credit Union. Our loan process is quick, easy, and convenient.

Step 1: Apply Now - Get a quick approval with no application fee. Once approved, you'll know your maximum loan amount and your interest rate.

Step 2: Once Approved - We'll send you an Auto Draft by mail, or if you need it right away, you can pick it up at any Freedom branch.

Step 3: Head to the Dealer - With your Auto Draft in hand, you can shop for the perfect vehicle and know that you can negotiate like a cash buyer

Step 4: Take your Time - Your loan isn't processed until you sign the check. We will give you up to 60 days to purchase a vehicle.

Step 5: Sign the check - Fill in the amount, the vehicle's information and make your check payable to a licensed dealer.

Step 6: That's it! There are no additional documents to sign with Freedom Credit Union.


Many Members Save Thousands with Lower Vehicle Loan Payments

Even if you got a great deal on your car or truck, refinancing into our low, fixed rates may really lower your payments.

It could also save you thousands of dollars over the life of your loan or lease. And, we make it easy to refinance a vehicle loan that you have with another lender.

Current FCU loans not eligible for refinancing.

Car Buying Services Powered By TrueCar

Save Time & Money With Car Buying Services

Buying a car should be simple, painless, and anxiety-free. That’s why we’ve partnered with TrueCar to provide our members with an easy, convenient car buying experience.

Lock in a guaranteed rate to give you more bargaining power at the dealership. Plus, we offer expert advice from a Vehicle Buying Advisor at no extra charge, so you can feel empowered and informed to purchase your new set of wheels. 

Additional Car Buying Resources

At Freedom Credit Union, rest assured that the entire car buying experience has been thought through. Our additional resources can help with auto insurance, mechanical breakdown protection, and more!

Contact a Vehicle Buying Advisor free of charge via email, or by calling 215-612-6132 to find the car you want at the best price.

  • To find new or used vehicle values, visit NADA

  • Take advantage of discounts on TruStage auto insurance

  • Mechanical Breakdown Protection - Automobile protection extending beyond your original manufacturer's warranty, covering repairs of unexpected mechanical breakdowns.