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Savings Accounts

Opening a Savings Account with Freedom Credit Union means establishing a lifelong relationship with us. This means you're more than just another bank customer — you're a Member and an owner.

With a NCUA-insured Savings Account, you will earn dividends to grow funds quickly. Build a safety cushion, save up for a rainy day, or set aside money in a Club Account for a specific purpose. A Savings Account is just one facet of smart money management.


  • Opened automatically when you become a Freedom Credit Union Member
  • Earn 0.15% dividend rate and APY*
  • Several convenient ways to access your account via
  • Easy to open and maintain
  • Low $5 minimum opening deposit

View our current rates.

Be more efficient when it comes to money management. This Account will let you name up to five accounts for specific savings distribution. No more time spent wondering if you'll have enough money for budgeting. This Account does the budgeting for you — to make sure there are enough funds to cover all the necessities.


  • Better money management with the option to name up to 5 Accounts for savings distribution (Car, Insurance, Tuition, etc.)
  • Get the same great features as primary Savings
  • Low $5 minimum opening deposit

This special Savings Account makes it easy to set aside for those things you really want. And let's face it, everyone needs to splurge every once in a while. Set aside some money on a regular basis — how much and how often is up to you. Then, when you decide, we'll disburse your savings, plus the dividends, just in time for the holidays or that dream vacation. Saving is fun when there's a clear plan and end-goal in sight.


  • Save specifically for an upcoming vacation or holiday or something else of your choosing
  • Avoid going into debt by relying on credit for spending
  • Receive disbursement at a time you designate

*APY=Annual Percentage Yield. Savings and Club accounts are computed monthly on average daily balances of $5 or more and posted monthly. Fees may reduce earnings. Regulations prohibit payment in excess of available earnings. Rates accurate since 04/01/20. Rates subject to change without notice and may change after account is opened.