Use pre-tax dollars to pay for qualified medical expenses. Set aside a specific amount from your paycheck to go into an easy-to-access Health Savings Account each pay period. Pay for doctor visits, prescription medication, surgeries, and more, using the money in your HSA.
And there's no "use it or lose it" policy. The money in your account rolls over each year. So whether you need it ten months from now, or ten years from now, the money is yours, tax-free, to spend on health care.