Money Market

A No Risk Investment

Unlike money market mutual funds, your principle is federally insured for up to $100,000.  This means that there is no risk of losing part of your principle if market conditions sour.

Preferred Rate of Interest

With an FCU Money Market Account, you will receive a preferred dividend (interest) rate.  The variable dividend rate is subject to daily adjustments, and is based on a calculation which factors in interest fluctuations and economic conditions.  Your preferred rate will always be higher than our stated Share Account rate.

You will be paid dividends monthly on the actual daily balance. To maximize your earnings, your dividends will be compounded daily.

Easy Access to Your Money

It's easy to access funds from your account by transferring them to any of your other FCU accounts, making a withdrawal or writing a money market account check.  The minimum amount you can access is $500 and all withdrawals and transfers can be made through Online Banking, Telephone Teller or by calling a Member Services Representative.

• Money Market Account Checks - Your money market account checks can be used like regular checks to buy merchandise and pay for services.  The minimum check amount is $500 and you can write up to 3 checks per month for FREE.  Each additional draft will cost you a service charge of $3.

• Your first order of checks will be FREE. Additional check orders will be billed to you at a cost of $6.07 for 36 checks.

Your money market account cannot be accessed through an ATM or used for overdraft protection.