FCU: Savings Rates

Savings Rates

Account:	Dividend Rate	Annual Percentage Yield (A.P.Y.)	Minimum Deposit to Open
Savings Account (minimum $5 deposit required)	1.00%	1.00%	$5
Club Accounts	1.00%	1.00%	$0
IRA Accounts	1.50%	1.51%	$0
Share Draft (checking) Accounts	.50%	.50%	$0
Money Market Account
Tier 1: $0.01 to $9,999.99 Tier 2: $10,000.00 and up	1.50% 2.25%	1.51% 2.28%	$0 $0

Dividends on IRA, Savings, Club, and Checking Accounts are computed monthly on average daily balances of $5 or more and posted monthly. The Money Market Account has a variable rate which will be greater than our regular savings rate, and subject to daily adjustments. A $100 minimum balance is required to earn the Annual Percentage Yield. Dividends will be paid monthly on the actual daily balance, based upon the current tier level rates. Fees may reduce earnings. Regulations prohibit payment in excess of available earnings. Rates accurate as of March 21, 2008. Rates subject to change without notice and may change after account is opened.

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