Visa Credit Cards

Visa Credit Cards

Overview

Accepted worldwide, Visa® Credit Cards offer several benefits to your security, like the Zero Liability program, so you don't have to pay for purchases you didn't authorize. You can also sign up for Verified by Visa to protect your online activity.

Choose between the Student, Classic, Gold, and Share Secured, four types to fit all lifestyles. Take advantage of the introductory offer of 0.99% APR* for the first six months.

Features:

  • Visa® Credit Card with competitive rates
  • Introductory offer of fixed 0.99%* APR for the first 6 months
  • Ability to earn discount rewards just by using your Card
  • Option to transfer balance to Freedom Credit Union to end high-interest debt
  • Absolutely NO FEES for balance transfers, cash advances, and purchases
  • Fraud protection with Visa's Zero Liability program
  • Protect online purchases by enrolling in Verified by Visa program
  • Travel insurance available
  • Choose between 4 different types, depending on your lifestyle
  • Gold
  • Classic
  • Student
  • Share Secured
  • Find credit use tips at BalanceTrack
  • Use calculators to help with budgeting

View our current rates.

*APR=Annual Percentage Rate. The 0.99% Introductory APR applies to all purchases, cash advances, and balance transfers made using the new Freedom Classic and Gold Cards during the six month introductory period. This offer is only available for new Card applications. After that, the fixed APR you receive will be based on your credit history and will not be less than 8.9% or greater than 17.9%.Card issuance subject to final approval. Cannot be combined with any other offer. Offer subject to change without notice.

Credit Card Types

Gold & Classic

Take advantage of the Visa Gold and Classic cards' great APR, as low as 8.9%.* Plus, right now when you apply for a Freedom Visa® credit card, you will receive a fixed 0.99%* Intro APR for 6 months! You may qualify for a credit limit as high as $20,000. Gold cards are provided for limits over $5,000.

Student

With our Visa Student credit card, you can establish and maintain credit with the option to simply wave your card to pay. The advanced payWave technology is free and accepted by many merchants. This card also offers a $1,000 credit limit, no credit history requirement and a low 11.9% APR.* Plus, one of this Card's many benefits includes $250,000 Travel and Emergency Assistance.

Share-Secured

Freedom also offers a Share Secured Visa card with a low 15.9% APR.* Your pledged shares earn dividends at the same rate as our Primary Savings Account.

*APR=Annual Percentage Rate. The 0.99% Introductory APR applies to all purchases, cash advances, and balance transfers made using the new Freedom Classic and Gold Cards during the six month introductory period. This offer is only available for new Card applications. After that, the fixed APR you receive will be based on your credit history and will not be less than 8.9% or greater than 17.9%.Card issuance subject to final approval. Cannot be combined with any other offer. Offer subject to change without notice.