Recent & Upcoming News
Stop the Merchant Data Breaches
It seems as if almost daily there are new merchants coming forward with confirmed data breaches. In early September, a major retailer was hacked by a new form of malware that infected the company's payment card systems and another encountered a breach that ran from August to October involving the theft of customer data at various store locations. These locations were infected with Backoff malware that has targeted other retailers across the country.
Merchant data breaches continue to be a chronic issue that cost Credit Unions millions of dollars each year yet merchants are not currently held accountable for these breaches. You can help by sending a simple and clear message to Pennsylvania's Congressional delegation: "Stop the Merchant Data Breaches." Contact your Member of Congress by visiting Stop the Data Breaches and click on the "Take Action" link.
Stay abreast of new developments by checking the latest news at Stop the Data Breaches.
Information Regarding Pop-ups and Malware
Freedom Credit Union takes every measure to ensure the security of our Member's data. We do not subscribe to external solicitations including pop up advertisements, contests, or other third party requests for your personal information. If you receive "pop-ups" while on our website or home banking, please do not click on the links as they may be malware. More information regarding malware and how to remove pop-ups can be found at http://malwaretips.com/blogs/remove-customer-poll-com-virus/
President's Message — October 2014
2014 has been an important year for Freedom Credit Union. It's been 80 years since our Credit Union was chartered. Over the years a lot of great change has happened in the Credit Union Movement and here at Freedom. I consider it an honor to be the CEO during this momentous time in our Credit Union History.
To mark our 80th anniversary we asked our members to share with us some of their experiences they have had over the years and how, if in any way, we helped them with their financial well-being. The following are some of those stories.
"We joined Freedom many years ago because of your direct deposit program; we stay because of your services and employees. When we visit any branch we are treated by the friendliest people. We find your services to be quite outstanding. When Hurricane Sandy hit, you cut through any red tape to ensure we were able to secure the funds we needed to fix the damage to our home and property. When we moved to our new home you made it easy to update our information and protected it. As members of Freedom we continue to be pleased by your efforts to keep our accounts safe. Thank you for all you do."
~The O. Family (Northeast)
"When I was looking for a bank I thought I would try the credit union. Freedom Credit Union has helped me accomplish saving money for my husband and I to travel out west to see our son and family. I have the money directly taken out and deposited, so it is very convenient. We have been very pleased with the staff. Our computer was stolen and we had to have our banking closed down and all new account numbers and the staff was so wonderful and helpful, they made the situation a lot easier to handle. We wish Freedom Credit Union success in the years ahead."
~Floss W. (Warminster)
"Simply put, FREEDOM CREDIT UNION IS THE BEST! Bar none! I wouldn't trade them for a bank, ever! I recommend that ANYONE who is looking for great, professional service, considerate and polite employees, as well as benefits JUST NOW becoming available with some banks, to join Freedom Credit Union!! You'll be glad you did."
~Thomas E. (Northeast)
With the on-going support of our current members and new members to come in the future I'm confident we will continue to prosper, enjoying success and growth for many more years to come.
We are always looking to bring new services to our members, and so I am pleased to introduce our NEW Platinum Card with a cash back feature. This service is available now. You can apply for this new card on-line, over the phone or if you happen to be in a branch we can help you there too. The 1% cash back will be applied to your saving's account the beginning of each month based on the previous months purchases. We hope you enjoy the new service.
On behalf of the board of directors and staff of the credit union, I wish to thank you for your Credit Union membership and continued support.
John F. King, President/CEO
Join Freedom at the 54th Annual Hatboro Holiday Parade
Join us on Sunday, November 23rd at 2:00 PM, and kick off the holiday season by attending the largest holiday parade in the Bucks-Mont area! Grab a spot along the Hatboro Holiday Parade route, on York Road in the heart of Hatboro, and enjoy the festivities-- plus, don't forget to look for Freedom Employee volunteers and their families, who will be marching in the parade!
Planning for Retirement? Don't Miss These Two Valuable Seminars!
Whatever your retirement goals are, ensuring a steady stream of income during retirement will be an important part of the road ahead. Social security, how to use your 401(k) and other investments are common concerns during retirement income planning.
Freedom Credit Union wants to help make your retirement less stressful before the journey begins! Join us for two educational seminars that will provide you with valuable information. Attend one or both!
Income for Life* - to be held on Monday, December 8th at 6:00PM at our Warminster branch - 25 Jacksonville Road Warminster, PA 18974-4803
Help set your financial direction and learn the answers to questions like these:
• What sources of retirement income will you rely on?
• What retirement risks do you face now that you're drawing on your savings?
• Which income strategies should you consider?
• How can you use annuities to guarantee an income for life?
Social Security and Your Retirement** - to be held on Monday, December 15th at 6:00PM at our Northeast branch - 10400 Drummond Road Philadelphia, PA 19154-3806
This seminar will address these issues and answer more of your questions:
• What are the rules for collecting your Social Security benefits?
• How can spouses coordinate their benefits and possibly receive more?
• Are there different routes to take that could potentially increase your benefit amount?
• How can Social Security fit within your overall retirement income plan?
Both events are no-cost, no-obligation seminars hosted by Brian Arrow, CUNA Mutual's Members Financial Services Representative at Freedom Credit Union. For more information or to reserve your place, call 215-612-6136. Space is limited, so make your reservations today.
*All guarantees are based on the claims-paying ability of the issuer. Insurance products are issued by CMFG Life Insurance Company (CMFG Life). MEMBERS Insurance & Investments is the marketing name for products offered by CMFG Life and other leading carriers. Representatives are registered, securities are sold and investment advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC, a registered broker/dealer and investment advisor. Investment and insurance products are not federally insured, involve investment risk, may lose value and are not obligations of or guaranteed by the financial institution. CBSI is under contract with the financial institution, through the financial services program, to make securities available to members
**All guarantees are based on the claims-paying ability of the issuer. Representative does not specialize in Social Security issues. For questions about your Social Security benefits, contact your local Social Security office. Representative is neither a tax advisor nor attorney. For information regarding your specific tax situation, please consult a tax professional. For legal questions consult your attorney.
Representatives are registered, securities are sold and investment advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC, a registered broker/dealer and investment advisor, 2000 Heritage Way, Waverly, IA 50677, 866.512.6109. Nondeposit investment and insurance products are not federally insured, involve investment risk, may lose value and are not obligations of or guaranteed by the financial institution. CBSI is under contract with the financial institution, through the financial services program, to make securities available to members.
Pictures with Santa- Back By Popular Demand!
Freedom wants to make this Christmas merry and bright for your family. Back by popular demand, Freedom is holding two "Pictures with Santa" days, where your children can get a FREE picture with Santa and Mrs. Claus! Choose the date and location that works for you and plan to join us for one of these special holiday events:
- Saturday, December 6th, from 9:30 to 11:30 AM at the Warminster Branch
- Saturday, December 13th, from 9:30 to 11:30 AM at the Northeast Branch
In the charitable spirit of the season, we will also be collecting donations for the food and supply pantry of St. John's Lutheran Church in Hatboro. All donations will be welcome, especially personal care items and canned and boxed non-perishables. Please visit the News section of FreedomCU.org for more information and directions to our branches.
Refer New Members & Earn Cash!
For a limited time, when you refer a new Member to the Credit Union, and that person joins, you'll each earn $25!* We want to reward our new Members for choosing Freedom, and reward our existing Members for helping us grow. Plus, you get $25 for every new Member you refer.
To make a referral, just be sure that your friend or family member lives, works, worships, volunteers or goes to school in Southeastern PA, and ask them to include promotion code R8 when joining so that you both get your cash bonuses! New Accounts can be opened right away online-- just click here to get started.
* Promotion Code R8 and referring Member information must be provided. Cannot be combined with any other offer. A Joint Savings Account Owner age 18 or older is required for Members under 12. Each person can only be a new Member once. If eligible and in good standing, Referring and New Members' Primary Savings Accounts will each receive a $25 incentive by the 25th of the month after the new Primary Savings Account opened. The $25 incentive will be a taxable dividend on the 1099 Form we will send you in January. Offer is subject to change without notice.